Commercial Liability Insurance

ACTIVE BUSINESS INTERRUPTION INSURANCE

Business continuity is extremely important to business owners, so to cater for any unforeseen circumstances.

ACTIVE BUSINESS INTERRUPTION INSURANCE will cover the business in cases of Loss of income due to interruption, operating expenses during downtime and additional expenses required to expedite recovery.

ACTIVE PUBLIC LIABILITY INSURANCE

In the event where your business will be legally liable to pay for damages resulting in accidental death, illness, accidental bodily injury, physical damage or accidental damages to property, the ACTIVE PUBLIC LIABILITY INSURANCE will cover you, provided these unfortunate incidents occurred in the business or are connected to the business. Legal defense costs are also covered.

ACTIVE PROFESSIONAL LIABILITY INSURANCE

Covers professionals like doctors, hospitals, lawyers, bankers, financial advisors, insurance brokers, architects, surveyors, and others for the professional services they provide. ACTIVE PROFESSIONAL LIABILITY protects your business against claims arising from negligent acts, errors, or omissions in the provision of professional services in case you may become legally liable to compensate a client because of an error or omission in the professional work provided to the client.
It covers:
• Legal defense costs
• Financial loss due to error, omissions, or negligence
• Reputation damage control

ACTIVE DIRECTORS AND OFFICERS LIABILITY INSURANCE

Directors and Officers play important decision-making roles for their respective business entities. Often as a result of a decision taken within a business there is liability towards customers, service providers, business partners and other stakeholders in the business cycle. ACTIVE DIRECTORS AND OFFICERS LIABILITY INSURANCE provides coverage for Legal defense for directors and officers. It also covers settlements and judgments as well as fines and penalties if a director is sued at his/ her capacity because of actual or alleged breach of duty, breach of trust, neglect, error, misstatement, misleading statement, omission or other act committed or wrongfully attempted by any Director or Officer.

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